Over the course of the past few weeks, the Coronavirus has quickly shifted from a story we were following in the news to a very real threat facing our businesses and our families.  It has upended industries around the world, and as the disease spreads, so does the impact on businesses worldwide.  From the airline and cruise ship industry, to hotels, casinos, sports and even the Olympic Games, we are only just seeing the beginning stages of the Coronavirus impact.

Since the outbreak of the coronavirus pandemic, employees and employers alike are wondering if short-term disability insurance will cover their absence from work if they are diagnosed with the virus and must stay home.