Getting out on the water in your boat can be a uniquely enjoyable experience, whether you are planning on a day of fishing or just a few hours of recreational sailing. All of that enjoyment can quickly evaporate if you find your boat is unexpectedly taking on water, and your hopes for a relaxing day quickly turns into a frenzied effort to save your cherished vessel.

Yes. Cell phones are fragile, expensive, and easy to damage. Replacing or repairing a phone can cost hundreds of dollars, but having smartphone insurance greatly reduces the cost and inconvenience of unavoidable accidents and loss.