- John H. Connors
Yes. Cell phones are fragile, expensive, and easy to damage. Replacing or repairing a phone can cost hundreds of dollars, but having smartphone insurance greatly reduces the cost and inconvenience of unavoidable accidents and loss.
Homeowners pays for any damage to your belongings, home, or other structure on your property (garage, deck, shed, swing set, fence, etc.). Plus, it will pay for the tree removal and clean up. You just have to pay your deductible, and that's it.
See more on how homeowners insurance deductibles work and how to pick the right one for you.
Power outages can be a major inconvenience. They can also create problems for you, your family, and your home as you shift into "emergency mode" to prevent your food from spoiling, to safely navigate your home in the dark, or simply to keep the heat on. Investing in a home generator can help make being without power more bearable — and can even fuel some fun when not being used for an emergency.
Home generators come in a variety of types and sizes, from portable versions to "standby" and inverter units. Portable generators typically run on gasoline and need to be operated at a safe distance from any structure. Standby generators start automatically when the power goes out, and are run on propane or natural gas. Inverter generators have a more complex engine than the other types and are much quieter than their conventional counterparts. Regardless of which type of generator you choose, you will need to follow the manufacturer recommendations for the safe operation of the unit.
It's helpful to research this useful home device before you urgently need it, so here are 10 reasons to consider if you're thinking about purchasing a home generator of your own.
Car insurance is a necessary expense for many people, and there are a variety of ways to save on this household cost once you know what it takes. To get started, gather your personal information, determine your budget, and then consider the insurance coverage that you think will best safeguard you and your lifestyle.
Here are 10 ways to save on your car insurance:
Buying renters insurance to protect your stuff may seem like an unnecessary expense until you experience a theft or fire in your rented home or apartment and lose some of your most treasured possessions forever.
Whether you're a longtime renter or starting out in your first place, renters insurance policies provide important benefits and coverage. If a fire or similar incident destroyed your home and you didn't have renters coverage, it would be up to you to replace everything you own. Plus, if someone claimed you caused an injury or property damage, without adequate insurance protection, you could be at risk for an expensive lawsuit and paying that person for his or her damages.
As you consider whether to buy renters insurance, here are four things you need to know: