As I write this article, the first big snowstorm of 2016 is on its way, already causing problems throughout many parts of the country. The Insurance industry offers these few tips to help protect you and your property from winter weather-related damage.

Yes and No.  As usual in the Insurance Business, it depends.  Generally, a Homeowners or Renters Policy covers personal property, usually subject to your deductible. However, many policies limit the amount of coverage or insurance they provide for Personal Computers, silverware, valuable item collections, fine art and jewelry.  So if your house or apartment is filled with expensive gifts, you may want to consider additional coverage to make sure that these gifts can be replaced if something happens to them.